Cost of Attendance

A student’s cost of attendance (COA) is established for use in determining a student’s eligibility for all FSA program funds, including the Federal Pell Grant Program, Federal Supplemental Educational Opportunity Grant (FSEOG), Federal Work-Study (FWS), Federal Direct Subsidized Loan, Federal Direct Unsubsidized Loan, Federal Direct PLUS Loan, and the Teacher Education Assistance for College and Higher Education (TEACH) Grant Program. It is an estimate of a student’s educational expenses for the academic year.

The Higher Education Act of 1965, as amended (HEA), defines the COA components for all federal student aid (FSA) programs. These components include direct and indirect expenses. 

The University COA consists of the following components:

  • Tuition and Fees (including the electronic versions of the required textbooks and other learning resources)
  • Supplies (including printer paper and cartridges)
  • Room and Board
  • Other Educational Costs 

WGU has a very modest COA budget for indirect costs to encourage responsible borrowing. The vast majority of our students are working adults that have normal, recurring living expenses irrespective of their student status. The flexible academic model offered by WGU allows our students to continue working and paying for these normal living expenses.


The University reviews, and if necessary, updates each component annually and reviews actual institutional data. For the official list of cost of attendance, use the respective links below:

Independent Student
Dependent Student

Loans at Multiple Schools

If a student is attending other schools while attending WGU and receiving Federal Direct Subsidized, Unsubsidized, or PLUS loans at the other school(s) for the same period of enrollment, the University will coordinate with other school(s) to ensure there is no duplication of living expenses (room and board) when determining the student’s COA.

If you have questions about WGU’s cost of attendance or your financial aid award, please contact the Financial Services team.



Article Number: 20417, 1115


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